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Journal of Social, Management and Tourism Letter
JSMTL 2022, 8 pages - Article ID: JSMTL-2209042112812
Examining The Challenges Of The Pension Fund And Providing Practical Solutions In Iran
a Faculty Of Human Science, Islamic Azad University, Ghaemshah, Iran
ABSTRACT
The pension system has a special place in the employment regulations of all countries’ private and public sectors. In the last three decades of the 20th century, the world witnessed a transformation in the pension systems by creating pension funds to provide and manage retirement assets and pay retirement benefits. It was the assets that Iran’s funds were not exempt from this practice. The performance and financial status of pension funds affect the future of millions of people. Therefore, the performance of funds can have many economic, social and political consequences. The effective management of these funds, determining appropriate retirement policies and monitoring their activities requires reliable, relevant and transparent information. In this article, the challenges in the pension fund are discussed, and the results show that many systematic and parametric factors affect the performance of pension funds; these funds are not in a favorable and suitable situation concerning future obligations and are facing many challenges. Therefore, solutions and suggestions are provided to solve these challenges and problems.